--- title: "Auto Insurance in New Hampshire: Liability Coverage and What it Means" description: What liability coverage limits mean on a NH auto insurance policy and why important. image: https://hpminsurance.com/hubfs/Piggy%20bank%20and%20car.png --- [![HPM Insurance](https://hpminsurance.com/hubfs/HPMinsurance-Aug2017/Images/HPM_Logo_Large.jpg)](https://www.hpminsurance.com/) [![Client_Portal_Small_Web_Header_600x120_transparent](https://hpminsurance.com/hs-fs/hubfs/Client_Portal_Small_Web_Header_600x120_transparent.png?width=347&height=70&name=Client_Portal_Small_Web_Header_600x120_transparent.png)](https://insurlink.vertafore.com/end-insured/2005196-1) ** [603-673-1201](tel:6036731201) - [Personal Insurance](https://hpminsurance.com/personal-insurance-quotes-new-hampshire) - [Auto Insurance](https://hpminsurance.com/car-insurance-new-hampshire) - [Corvette Insurance](https://hpminsurance.com/corvette-insurance-new-hampshire) - [Homeowners Insurance](https://hpminsurance.com/homeowners-insurance-new-hampshire) - [Airbnb Insurance](https://hpminsurance.com/airbnb-insurance-new-hampshire) - [ATV Insurance](https://hpminsurance.com/atv-insurance-new-hampshire) - [Boat Insurance](https://hpminsurance.com/boat-insurance-new-hampshire) - [Builders Risk Insurance](https://hpminsurance.com/builders-risk-insurance-new-hampshire) - [Classic Car Insurance](https://hpminsurance.com/insurance-quotes/classic-car-insurance-nh) - [Condo Insurance](https://hpminsurance.com/insurance-quotes/condo-insurance-nh) - [Dental Insurance](https://hpminsurance.com/dental-insurance-new-hampshire) - [Earthquake Insurance](https://hpminsurance.com/earthquake-insurance-new-hampshire) - [EBike Insurance](https://hpminsurance.com/ebike-insurance-new-hampshire) - [Flood Insurance](https://hpminsurance.com/flood-insurance-new-hampshire) - [Health Insurance](https://hpminsurance.com/health-insurance-in-new-hampshire) - [High Value Home Insurance](https://hpminsurance.com/insurance-quotes/high-value-home-insurance) - [Island Home Insurance](https://hpminsurance.com/island-home-insurance-new-hampshire) - [Jewelry Insurance](https://hpminsurance.com/en/jewelry-insurance-new-hampshire) - [Investment Property Insurance](https://hpminsurance.com/investment-property-insurance-new-hampshire) - [Life Insurance](https://hpminsurance.com/insurance-quotes/life-insurance) - [Long Term Care Insurance](https://hpminsurance.com/long-term-care-insurance-new-hampshire) - [Medicare Supplements Insurance](https://hpminsurance.com/medicare-supplements-insurance-new-hampshire) - [Mobile Home Insurance](https://www.hpminsurance.com/mobile-home-insurance-new-hampshire) - [Motorcycle Insurance](https://hpminsurance.com/motorcycle-insurance-new-hampshire) - [Renters Insurance](https://hpminsurance.com/renters-insurance-new-hampshire) - [RV Insurance](https://hpminsurance.com/rv-insurance-new-hampshire) - [Snowmobile Insurance](https://hpminsurance.com/snowmobile-insurance-new-hampshire) - [Tractor Insurance](https://hpminsurance.com/tractor-insurance-new-hampshire) - [Travel Medical Insurance](https://hpminsurance.com/insurance-quotes/travel-medical-insurance) - [Umbrella Insurance](https://hpminsurance.com/personal-umbrella-insurance-new-hampshire) - [Wedding Insurance](https://hpminsurance.com/wedding-insurance-new-hampshire) - [Business Insurance](https://hpminsurance.com/business-insurance-new-hampshire) - [Automotive](https://hpminsurance.com/auto-repair-shop-insurance-new-hampshire) - General Commercial Insurance - [Business Owners Policy](https://hpminsurance.com/business-owners-policy-new-hampshire) - [Business Interruption Insurance](https://hpminsurance.com/business-interruption-insurance-new-hampshire) - [Commercial Auto Insurance](https://hpminsurance.com/commercial-auto-insurance-new-hampshire) - [Commercial Flood Insurance](https://hpminsurance.com/commercial-flood-insurance-new-hampshire) - [Commercial Property Insurance](https://hpminsurance.com/commercial-property-insurance-new-hampshire) - [Commercial Umbrella Insurance](https://hpminsurance.com/commercial-umbrella-insurance-new-hampshire) - [Cyber Liability Insurance](https://hpminsurance.com/cyber-insurance-new-hampshire) - [Directors and Officers Insurance](https://hpminsurance.com/directors-and-officers-insurance-new-hampshire) - [Employment Practices Liability Insurance](https://hpminsurance.com/employment-practices-liability-insurance-new-hampshire) - [Equipment Breakdown Insurance](https://hpminsurance.com/equipment-breakdown-coverage-new-hampshire) - [Errors & Omissions Insurance](https://hpminsurance.com/errors-and-omissions-insurance-new-hampshire) - [Flood Insurance](https://hpminsurance.com/flood-insurance-new-hampshire) - [General Liability Insurance](https://hpminsurance.com/general-liability-new-hampshire) - [Inland Marine Insurance](https://hpminsurance.com/inland-marine-insurance-new-hampshire) - [Pollution Insurance](https://hpminsurance.com/pollution-insurance-new-hampshire) - [Workers Compensation Insurance](https://hpminsurance.com/workers-compensation-insurance-new-hampshire) - Group Benefits - [AFLAC](https://hpminsurance.com/aflac) - [Group Health Insurance](https://hpminsurance.com/group-health-insurance-new-hampshire) - [Key Man Insurance](https://hpminsurance.com/insurance-quotes/business-insurance/key-man-insurance-nh) - Commercial Vehicle - [Box Truck Insurance](https://hpminsurance.com/box-truck-insurance-new-hampshire) - [Food Truck Insurance](https://hpminsurance.com/food-truck-insurance-new-hampshire) - [Snow Plowing Insurance](https://hpminsurance.com/snow-plowing-insurance-new-hampshire) - Contractors - [Builders Risk Insurance](https://hpminsurance.com/builders-risk-insurance-new-hampshire) - [Contractors Insurance](https://hpminsurance.com/contractors-insurance-new-hampshire) - [Electricians Insurance](https://hpminsurance.com/electrician-insurance-new-hampshire) - [Handyman Insurance](https://hpminsurance.com/handyman-insurance-new-hampshire) - [Landscaper Insurance](https://hpminsurance.com/landscaping-insurance-new-hampshire) - [Plumbing Insurance](https://hpminsurance.com/plumbing-insurance-new-hampshire) - [Roofing Insurance](https://hpminsurance.com/roofing-insurance-new-hampshire) - [Septic System Installer and Cleaner Insurance](https://hpminsurance.com/septic-installers-and-cleaners-insurance-new-hampshire) - [Snow Plowing Insurance](https://hpminsurance.com/snow-plowing-insurance-new-hampshire) - [Tree Service Insurance](https://hpminsurance.com/tree-service-insurance-new-hampshire) - Habitational - [Condo Master Insurance](https://hpminsurance.com/condo-master-policy-new-hampshire) - [Investment Property Insurance](https://hpminsurance.com/investment-property-insurance-new-hampshire) - [Landlord Insurance](https://hpminsurance.com/landlord-insurance-new-hampshire) - [Rental Property Insurance](https://hpminsurance.com/rental-property-new-hampshire) - Hospitality - [Bakery Insurance](https://hpminsurance.com/bakery-insurance-new-hampshire) - [Bar Insurance](https://hpminsurance.com/bar-insurance-new-hampshire) - [Catering Insurance](https://hpminsurance.com/en-us/catering-insurance-new-hampshire) - [Coffee Shop Insurance](https://hpminsurance.com/coffee-shop-insurance-new-hampshire) - [Liquor Liability Insurance](https://hpminsurance.com/liquor-liability-insurance-new-hampshire) - [Microbrewery Insurance](https://hpminsurance.com/microbrewery-insurance-new-hampshire) - [Restaurant Insurance](https://hpminsurance.com/restaurant-insurance-new-hampshire) - [Life Sciences](https://hpminsurance.com/life-sciences-insurance-new-hampshire) - Manufacturing - [Manufacturing Insurance](https://hpminsurance.com/manufacturing-insurance-new-hampshire) - [Product Liability Insurance](https://hpminsurance.com/product-liability-insurance-new-hampshire) - Personal Care Services - [Hair Salon and Barber Insurance](https://hpminsurance.com/salon-and-barber-insurance-new-hampshire) - [Home Health Care Insurance](https://hpminsurance.com/home-health-care-insurance-new-hampshire) - [Sports & Fitness Insurance](https://hpminsurance.com/sports-and-fitness-insurance-new-hampshire) - Professional Services - [Consultant Insurance](https://hpminsurance.com/consultant-insurance-new-hampshire) - [Bookkeeping Insurance](https://hpminsurance.com/bookkeeping-insurance-new-hampshire) - [Professional Liability](https://hpminsurance.com/professional-liability-insurance-new-hampshire) - Retail - [Convenience Stores Insurance](https://hpminsurance.com/convenience-store-insurance-new-hampshire) - [Jewelers Block Insurance](https://hpminsurance.com/jewelers-block-insurance) - Social Services & Nonprofit - [Nonprofit Insurance](https://hpminsurance.com/nonprofit-insurance-new-hampshire) - Specialty Commercial Insurance - [Franchise Insurance](https://hpminsurance.com/franchise-insurance-new-hampshire) - [Gig Economy Insurance](https://hpminsurance.com/gig-economy-new-hampshire) - [Hemp Crop Insurance](https://hpminsurance.com/en/hemp-crop-insurance-new-hampshire) - [Jewelers Block Insurance](https://hpminsurance.com/jewelers-block-insurance) - [Life Sciences Insurance](https://hpminsurance.com/life-sciences-insurance-new-hampshire) - [Lumber Insurance](https://hpminsurance.com/insurance-quotes/business-insurance/lumber-insurance-nh) - [Sports Team Insurance](https://hpminsurance.com/sports-team-insurance-new-hampshire) - [Small Business Insurance](https://hpminsurance.com/small-business-insurance-new-hampshire) - [Start Up Insurance](https://hpminsurance.com/insurance-quotes/business-insurance/start-up-insurance) - [Get a Quote](https://hpminsurance.com/instant-quotes-homeowners-auto-renters) - [About Us](https://hpminsurance.com/about-us) - [Contact Us](https://hpminsurance.com/about-us) - [Meet Our Team](https://hpminsurance.com/about-us/meet-our-team) - [HPM Insurance Goffstown](https://hpminsurance.com/meet-the-team/insurance-goffstown-nh) - [HPM Insurance Amherst](https://hpminsurance.com/about-us/meet-our-team/hpm-insurance-amherst) - [HPM Insurance Bedford](https://hpminsurance.com/about-us/meet-our-team/hpm-insurance-bedford) - [HPM Insurance Bristol](https://hpminsurance.com/about-us/meet-our-team/hpm-insurance-bristol) - [HPM Insurance Laconia](https://hpminsurance.com/about-us/meet-our-team/hpm-insurance-laconia) - [HPM Insurance Littleton](https://hpminsurance.com/about-us/meet-our-team/hpm-insurance-littleton) - [Companies We Represent](https://hpminsurance.com/about-us/companies-we-represent) - [Testimonials](https://hpminsurance.com/about-us/testimonials) - [Career Opportunities](https://hpminsurance.com/careers-at-hpm-insurance) - [Trusted Choice Agency](https://hpminsurance.com/research-center/trusted-choice-agency) - [Professional Memberships](https://hpminsurance.com/about-us/professional-memberships-and-awards) - [Acquisitions](https://hpminsurance.com/looking-to-sell-an-insurance-agency) - [HPM Referral Rewards](https://hpminsurance.com/client-service/hpm-referral-rewards) - [HPM Press](https://hpminsurance.com/hpm-press) - [HPM Media Page](https://hpminsurance.com/media) - [Testimonials](https://hpminsurance.com/about-us/testimonials) - [Blog](https://hpminsurance.com/blog) - Office Locations - [Amherst, NH](https://hpminsurance.com/office-locations/insurance-in-amherst-nh) - [Bedford, NH](https://hpminsurance.com/office-locations/insurance-in-bedford-nh) - [Bristol, NH](https://hpminsurance.com/insurance-bristol-nh) - [Goffstown, NH](https://hpminsurance.com/insurance-goffstown-nh) - [Laconia, NH](https://hpminsurance.com/insurance-laconia-nh) - [Littleton, NH](https://hpminsurance.com/insurance-in-littleton-nh) - [Client Portal](https://hpminsurance.com/client-portal) ## [Auto Insurance in New Hampshire: Liability Coverage and What it Means](https://hpminsurance.com/blog/auto-insurance-in-new-hampshire-liability-coverage-and-what-it-means) Written by [April Weismann](https://hpminsurance.com/blog/author/april-weismann) on 10/27/2025 04:36 PM in [Car Insurance](https://hpminsurance.com/blog/topic/car-insurance). No one likes spending more money than necessary, especially on insurance. Still, when told that you need to consider higher liability limits on your New Hampshire car insurance policy, you may wonder why.![understanding NH car insurance liability limits](https://hpminsurance.com/hs-fs/hubfs/AI-Generated%20Media/Images/scale%20with%20piggy%20bank%20and%20dented%20car-1.png?width=1536&height=1024&name=scale%20with%20piggy%20bank%20and%20dented%20car-1.png) ## **The Basics of NH Car Insurance Liability Coverage** NH is one of the only states in the country where auto insurance is not required to register a vehicle. This does not mean you would not have to pay for damages if you were in an accident, so auto insurance is always recommended. If you purchase car insurance, you can choose different liability limits, but why buy higher limits? The reason is that just because the state does not require insurance, any person you injure or whose property you damage will certainly hold you financially accountable if you are found legally responsible in a car accident. This could mean you pay out of pocket for repairs of property, whether it's a car, two cars, a traffic signal, or a bus. You could also be held legally responsible for any medical bills, loss of income, and/or pain and suffering. That could put you in debt for years! If you say to yourself, “They can’t get blood from a stone,” as agents, we have seen future wages attached and assets liquidated to settle a debt. ## What Does Liability Coverage Provide on a NH Auto Policy? **🤕Bodily Injury (BI): **The bodily injury coverage on your auto policy helps pay for another person's physical injuries for which you are held legally responsible due to a car accident.  It can include coverage for another's medical expenses, loss of income, pain and suffering, and legal fees.  Coverage is typically written with two limits.  The first limit applies to each person, and the second applies to each accident. **Example: $25K/$50K** $25K: This means that the most the policy will pay, should an insured be found legally liable in an accident, would be up to $25,000 for one person's bodily injury, pain and suffering, and loss of income. If only one person is injured, the policy would only pay up to $25K. $50K: This means that the most the policy will pay, if an insured were found legally liable in an accident, is up to $50,000 to all injured parties, including their pain and suffering and loss of income. This applies to everyone but the insured(s). If two or more were injured, the policy would pay no more than $50,000.  **Scenario:** You are driving on a snowy day and slide on black ice and side-swipe a minivan carrying four kids. The most the policy would pay for all five people injured would be $50,000.  What if the person driving was a professional chef who could no longer stand at her job all day and required hours of physical therapy?  What do you think the parents of those four kids believe their children's injuries and lost potential are worth? **🚗Property Damage (PD):** Sometimes the property damage liability limit is shown on a quote or policy alongside the bodily injury limit ($25K/$50K,$25K) and sometimes on its own line. ($25K property damage). Regardless of how it is listed, it means the same thing. The limit listed means that the most the policy would pay, should an insured be found legally liable in an accident, would be up to $25,000 for any property you damage. This can mean one car, two or more cars, guard rails, traffic signals, telephone poles, etc. The minimum purchase amount in NH is $25,000. In the twenty-plus years I have worked in insurance, this limit has not changed, but the cost of cars certainly has. Example: According to Cars.com and Edmunds, a base model Toyota Rav4 in 2000 was $18,298; in 2025, a base model Toyota Rav4 starts at $29,800. | Year | Make/Model | MSRP | Property Damage Limit of $25K | | --- | --- | --- | --- | | 2000 | Toyota Rav4 | $18,298 | May be adequate if total loss | | 2025 | Toyota Rav4 | $29,800 | Not adequate if total loss | We illustrate a Toyota Rav4 as a popular vehicle in 2000 and 2025. Now consider electric cars, which are even more expensive and did not exist in 2000. Would $25,000 cover the cost to repair or replace a modern vehicle today? ## **What does it mean when only one limit appears as a combined single limit (CSL)?** **Example: $100,000 CSL** This means that the most the policy would pay, should an insured be found legally liable in an accident, would be up to $100,000 for all injuries (including pain and suffering and loss of income) and property damage. **Scenario:** You are driving on a snowy day and slide on black ice and side-swipe a minivan carrying four kids. The most the policy would pay for all five people injured and damage to the minivan would be $100,000.  ## **How Much Does it Cost for Higher Liability Limits?** Unfortunately, it is not a cut-and-dry answer, as it depends on factors such as the type of car you insure, your driving history, age, and where you live.  The good news is that an agent can easily provide various coverage limits and pricing. Increased coverage is often less than clients expect, especially when you break the increase down into monthly installments. **What HPM recommends:** At HPM Insurance, we rarely write limits below $100K/$300K/$100, but we typically write $250K/$500K/$100 or $500K CSL. ## **Ready to Protect Yourself with Better Coverage?** Don't wait until after a claim to discover you could have had more protection for just a little extra cost. Contact HPM Insurance today for a personalized quote on higher liability limits, and let us help you find the coverage that fits your needs and budget. **[Get your quote now](https://hpminsurance.insuredmine.com/custom-form/dist/67f3fa777655463d99058f6c?user=public)—peace of mind is just a call or click away!**   ### Possibly related posts: - [Do You Need Rental Car Insurance in New Hampshire? Here’s What to Know](https://hpminsurance.com/blog/do-you-need-rental-car-insurance-in-new-hampshire-heres-what-to-know) - [How Long Does an Accident or Violation Impact My NH Car Insurance?](https://hpminsurance.com/blog/how-long-does-an-accident-or-violation-impact-my-nh-car-insurance) - [What You Should Know about At-Fault Accidents in NH](https://hpminsurance.com/blog/whatyoushouldknowaboutatfaultaccidentsinnh) - [10 Financial Tips to Consider Regarding Your NH Homeowners and Car Insurance](https://hpminsurance.com/blog/10-financial-tips-to-consider-regarding-your-nh-home-and-car-insurance) ## Request Free Insurance Quotes! ### [Rss Feed](https://hpminsurance.com/blog/rss.xml) - [Personal Insurance (61)](https://hpminsurance.com/blog/topic/personal-insurance) - [Homeowners Insurance (44)](https://hpminsurance.com/blog/topic/homeowners-insurance) - [Business Insurance (35)](https://hpminsurance.com/blog/topic/business-insurance) - [Car Insurance (26)](https://hpminsurance.com/blog/topic/car-insurance) - [Agency News (24)](https://hpminsurance.com/blog/topic/agency-news) - [Commercial Insurance (21)](https://hpminsurance.com/blog/topic/commercial-insurance) - [Safety Tips (14)](https://hpminsurance.com/blog/topic/safety-tips) - [Health Insurance (9)](https://hpminsurance.com/blog/topic/health-insurance) - [Claim Information (8)](https://hpminsurance.com/blog/topic/claim-information) - [Auto Insurance (7)](https://hpminsurance.com/blog/topic/auto-insurance) - [Insurance Tips (6)](https://hpminsurance.com/blog/topic/insurance-tips) - [Boat Insurance (5)](https://hpminsurance.com/blog/topic/boat-insurance) - [Commercial Auto Insurance (5)](https://hpminsurance.com/blog/topic/commercial-auto-insurance) - [Workers Compensation Insurance (5)](https://hpminsurance.com/blog/topic/workers-compensation-insurance) - [Jewelry Insurance (4)](https://hpminsurance.com/blog/topic/jewelry-insurance) - [Landlord Insurance (4)](https://hpminsurance.com/blog/topic/landlord-insurance) - [Small Business Insurance (4)](https://hpminsurance.com/blog/topic/small-business-insurance) - [save money (4)](https://hpminsurance.com/blog/topic/save-money) - [Cyber Insurance (3)](https://hpminsurance.com/blog/topic/cyber-insurance) - [Flood Insurance (3)](https://hpminsurance.com/blog/topic/flood-insurance) - [NH Homeowners Insurance (3)](https://hpminsurance.com/blog/topic/nh-homeowners-insurance) - [renters Insurance (3)](https://hpminsurance.com/blog/topic/renters-insurance) - [Life Insurance (2)](https://hpminsurance.com/blog/topic/life-insurance) - [NH Auto Insurance (2)](https://hpminsurance.com/blog/topic/nh-auto-insurance) - [Property Insurance (2)](https://hpminsurance.com/blog/topic/property-insurance) - [Agency Happenings (1)](https://hpminsurance.com/blog/topic/agency-happenings) - [Business Insurance New Hampshire (1)](https://hpminsurance.com/blog/topic/business-insurance-new-hampshire) - [Condo Insurance (1)](https://hpminsurance.com/blog/topic/condo-insurance) - [Employee Benefits (1)](https://hpminsurance.com/blog/topic/employee-benefits) - [High Value Home Insurance (1)](https://hpminsurance.com/blog/topic/high-value-home-insurance) - [High-Value Homeowners Insurance (1)](https://hpminsurance.com/blog/topic/high-value-homeowners-insurance) - [Home Insurance (1)](https://hpminsurance.com/blog/topic/home-insurance) - [Motorcycle Insurance (1)](https://hpminsurance.com/blog/topic/motorcycle-insurance) - [New Hampshire Insurance (1)](https://hpminsurance.com/blog/topic/new-hampshire-insurance) - [RV Insurance (1)](https://hpminsurance.com/blog/topic/rv-insurance) - [Travel Insurance (1)](https://hpminsurance.com/blog/topic/travel-insurance) - [commercial property insurance (1)](https://hpminsurance.com/blog/topic/commercial-property-insurance) - [homeoweners insurance (1)](https://hpminsurance.com/blog/topic/homeoweners-insurance) ## Subscribe to Our Blog - ### Don't Wait. Get a quote today! - [** Start Now ](https://www.hpminsurance.com/insurance-quotes) - or - Call Us At [603-673-1201](tel:603-673-1201) ** 603-673-1201 #### Find out more - [Insurance Quotes](https://www.hpminsurance.com/insurance-quotes) - [Research Center](https://www.hpminsurance.com/research-center) - [About Us](https://www.hpminsurance.com/about-us) - [Client Service](https://hpminsurance.com/client-portal/) - [Blog](https://www.hpminsurance.com/blog) - [Office Locations](https://www.hpminsurance.com/about-us) #### Stay connected [Read Our Blog](https://www.hpminsurance.com/blog) [** ](https://www.facebook.com/HPMinsurance) [** ](https://www.linkedin.com/company/hpm-insurance) #### Main Office HPM Insurance Learn how to protect yourself, your family and your business. Visit http://www.hpminsurance.com to get all the information you need. 101 Ponemah Road Amherst, NH 03031 **Hours:** 8:00am - 5:00pm, M - F Phone: 603-673-1201 [![Paid Family and Medical Leave Insurance New Hampshire](https://res.cloudinary.com/expertise-com/image/upload/f_auto,fl_lossy,q_auto/w_auto/remote_media/awards/nh_manchester_car-insurance_2021_transparent.svg)](https://www.expertise.com/NH/manchester/car-insurance) © 2026 HPM Insurance | [Privacy Statement](https://hpminsurance-3427324-hs-sites-com.sandbox.hs-sites.com/about-us/privacy-statement) | This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy, state and federal laws. For an actual description of coverage, terms and conditions, please refer to the applicable insurance policy or check with your insurance professional. The illustrations, instructions and principles contained in the material are general in scope and, to the best of our knowledge, current at the time of publication. Website Built & Powered by [Jump Suit Group](https://www.jumpsuitgroup.com/) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "April Weismann", "url" : "https://hpminsurance.com/blog/author/april-weismann" }, "dateModified" : "2025-10-28T17:42:11.776Z", "datePublished" : "2025-10-27T20:36:24.000Z", "headline" : "Auto Insurance in New Hampshire: Liability Coverage and What it Means", "image" : [ "https://hpminsurance.com/hubfs/Piggy%20bank%20and%20car.png" ], "mainEntityOfPage" : { "@id" : "https://hpminsurance.com/blog/auto-insurance-in-new-hampshire-liability-coverage-and-what-it-means", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://hpminsurance.com/hubfs/HPMinsurance/Images/HPM_Logo_Large.jpg" }, "name" : "HPM Insurance" } } ```