Earthquake Insurance in New Hampshire

Earthquake Insurance in New Hampshire

What All NH Homeowners Need to Know About Earthquakes

As New Hampshire residents, we may not think about earthquakes very often. We may believe that because there has not been a sizable earthquake in NH in the past, there will never be one in the future. Unfortunately, this may be wishful thinking.

What is the Risk?

According to the NH Division of Homeland Security and Emergency Management and the U.S. Geological Survey, the overall earthquake risk to New Hampshire is high. This is because of many of the structures in the state (commercial buildings, homes, roads, bridges, etc) are old and not built to modern earthquake standards. This means that if there were an earthquake, these structures would not be able to withstand a lot of damage.

New Hampshire is also ranked high due to the amount of granite that we have in the state would spread the damage from any earthquake up to 40 times further than in the western states.

How to Protect You and Your Family

Did you know that earth movement, meaning earthquake including land shock waves or tremors are specifically excluded from most homeowners insurance policies. Can you afford to pay for the damage caused by an earthquake out of your own pocket? If your home were damaged by an earthquake, you would have to pay for the repairs as well as continuing to pay your mortgage. Is this something you can afford?

Can you imagine how many thousands of dollars you would have to spend before your life could return to normal?

A simple solution to the devastating event is to add earth movement coverage onto your NH homeowners insurance policy.

Consider the following three facts:

  • New Hampshire is considered to be an area of moderate seismic hazard.
  • According to the state of New Hampshire, NH could experience a large (6.5 - 7.0 magnitude) earthquake.
  • Earthquake insurance is inexpensive in NH.

The final, convincing fact is that if you cannot afford to rebuild your home, you need earthquake insurance.

So, rebuild with insurance money, not your own. Contact the insurance veterans at HPM Insurance for a free quote on earthquake insurance today.

Why HPM Insurance

The earthquake insurance experts at HPM Insurance will explain how earthquake insurance works and how much it will cost.

Protect your family and your assets. Enter your basic contact info above for a free, no obligation quote on homeowners insurance including earthquake coverage. It’s the best way to protect your home against the whims of nature.