Top Tips to Prepare for a Nor'Easter

We almost made it through without a major snowstorm in NH this year, but as all New Englanders know, October through April is fair game for a wicked big stawm.

5 Tips to Prepare for a Nor'Easter

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What is the Difference Between a Subcontractor and Employee in NH?

Written by April Weismann on 02/13/2023 06:26 PM in Workers Compensation Insurance,. Commercial Insurance.

You may assume that because a worker is not on your payroll, they would not be considered employees, according to the Department of Labor (DOL), but think again. The DOL differentiates between two types of hired workers: employees and subcontractors...

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NH Insurance Guide to Hurricane Henri

New Hampshire is in the throws of battening down the hatches for the possibility of Hurricane Henri causing damage to NH properties. As nearly 30 years have passed since the last hurricane hit New England, here are some tips on what you should do...

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How to Insure a Condex in New Hampshire

Insuring a condex in NH can be easy or complicated depending on a few factors. Some of these factors are highlighted below, including the type of insurance that should be purchased for a NH condex and other essential considerations.

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Top 3 Tips for Saving Money and Time When Paying NH Insurance

Written by April Weismann on 01/21/2021 01:55 PM in Commercial Insurance,. Insurance Tips,. Personal Insurance.

Surprises can be fun, but not when you mail your insurance payment, well before it's due, only to receive a cancellation for nonpayment notice along with a hefty late fee! Unfortunately, this is becoming more and more of an issue for many NH...

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What is a Certificate of Insurance?

Written by April Weismann on 02/12/2020 11:47 AM in Commercial Insurance,. Small Business Insurance.

If you own a business, your customers are likely to ask for a certificate of insurance. You may also be asked for a certificate if you are working as a subcontractor for another business, but what exactly is it, how do you get one, and how much does...

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Is My Business Covered While an Employee is Driving Their Own Car on Company Business?

Written by April Weismann on 07/26/2019 01:07 PM in Commercial Insurance.

It is inevitable that at some point, an employee will use their own car to run a company errand. Perhaps a package needs to be shipped immediately, a bank deposit needs to be made or you simply ran out of coffee. The scenarios are endless. So, the...

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Do I Have Coverage for My Home Business on my NH Homeowner's Insurance?

If you run a business out of your house, like a growing number of people in New Hampshire, you may think you don’t need a commercial policy.  After all, you have a NH homeowners policy and you work from the home, so you assume that should cover...

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Is Excluding Officers and Owners from Workers Compensation a Bad Idea?

Written by April Weismann on 02/02/2017 01:28 AM in Workers Compensation Insurance,. Commercial Insurance.

In New Hampshire and elsewhere, businesses are required to provide workers compensation insurance for their employees. Executive officers and business owners, however, are not typically required to be included but can be if they choose. While...

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Do I Need Business Insurance if I Work from My Amherst Home?

Written by April Weismann on 10/12/2016 06:00 AM in Commercial Insurance.

If you work from home, like a growing number of people in Amherst, you probably think you don’t need small business insurance. However, homeowners insurance typically excludes business losses including property and most importantly - liability. When...

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