It is not a secret that moving violations and accidents impact what is paid for NH car insurance, but how much and for how long? Though insurance companies can have various guidelines, here are some basic facts to remember.

New Hampshire is an at-fault state, which means drivers found to have caused an accident are financially responsible for compensating the other party for damages. Because of this, how fault is determined is extremely important. Here’s a general...

It is always a good idea to ensure you are not wasting money, especially during challenging economic times. As insurance is a necessity and a significant part of any household budget, check out these 10 tips on saving money on NH home and auto...

2020 was a year like no other in many respects, including the number of lives lost due to vehicle accidents. Though it may seem counterintuitive with fewer people on the roads, here are some of the reason why:

Many parents dread the day when their child drives off without them.  This dread comes from your child taking a big step towards independence, as well as what you know is inevitably coming - a hike in your car insurance premium. One of the most...

Full glass coverage is an option that some car insurance companies offer, but what is it, and is it worth it?  Check out the HPM Insurance blog to find out.

Comprehensive coverage and collision coverage are two distinct car insurance protections that generally protect the vehicle itself. Exactly how differs, so its important you understand what each provides so you can pick the coverage and deductible...

Insurance companies look at many different factors when setting premiums for car insurance.  However, the color of your car isn’t usually a factor. Here’s a look at what actually influences New Hampshire drivers’ premiums.

Insurance companies base NH car insurance premiums on many factors, but a driver’s claims history is among the top issues considered. As a result, your policy’s premiums may increase when you file a claim. Here’s when your rates are most likely to...

Whether you buy or lease, it is a very exciting to have a new vehicle. However, as most people know, the moment the vehicle leaves the dealership, it depreciates in value. What does this mean should you be involved in a serious accident soon after...