Home insurance policies typically renew automatically, year after year, with few exceptions (like not paying the bill). If you receive a notice of non-renewal, this means that the insurance company is no longer willing to continue insuring your home...

Nearly all businesses in New Hampshire would encounter financial hardship if forced to halt operations unexpectedly, especially mid-sized companies, which carry substantial operating costs that remain due regardless of activity. Business...

It is interesting how many people often think of things, including myself. Everyone understands that a lot of water causes a flood, so when we think about a lot of water, our minds picture the ocean or perhaps a large lake. But what about drops of...

I am not sure if it's because I am getting older, but it seems that drivers on NH highways are going faster than ever. 70 mph is the new 55, while not uncommon to see drivers fly by at over 90 mph. This excessive speed also has consequences, as you...

The new tariffs being implemented are affecting much of the economy. Whether you think that impact is good or bad, one thing is virtually certain about its impact on insurance. The new tariffs are likely to cause your home and auto insurance rates...

Organizations face liability exposures from multiple angles, including incidents where someone is injured while at your company, an employee's misjudgment resulting in property damage to a client, or incorrect advice leading to a professional...

Most commercial property owners purchase insurance to rebuild the structure after a loss, but what happens if you are now required to comply with local ordinances to rebuild? Though this may not sound significant, these costs can be substantial and...

Congratulations on your hard work and success if you have a growing New Hampshire business. There are, undoubtedly, many things to do as your business expands. One of those items is reassessing your insurance needs.

For many NH homeowners and insurers, 2024 was a turbulent year. Premiums rose, and guidelines tightened as insurers tried to keep pace with inflation and more expensive claims payouts. This caused financial hardship for many NH homeowners even if...

As a New Hampshire business owner, you understand the importance of safeguarding your company against potential risks and liabilities. You hopefully already have general liability insurance, but this probably isn’t the only liability coverage you...