You may assume that because a worker is not on your payroll, they would not be considered employees, according to the Department of Labor (DOL), but think again. The DOL differentiates between two types of hired workers: employees and subcontractors...
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Whether you are shopping for homeowners insurance in NH because you are buying a new home or looking for better pricing or coverage, there are several essential points to consider. Below are five tips that can help save you money from the...
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Auto insurance policies typically renew every six or twelve months, and their premiums often change during renewal. If you’ve noticed your premiums increasing, here are some common reasons and what you should do about it.
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New Hampshire is one of the few states in the nation that does not require drivers to have car insurance. Unfortunately, because of this, many people think it does not matter whether they carry car insurance, but is this true?
HPM insurance agents...
Read MoreHPM Insurance and Insurance Solutions Corporation (ISC) are pleased to announce an agreement to affiliate. Through this affiliation, HPM and ISC will support each other and work towards improving workflows, procedures, and technologies to better...
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Homeowner's insurance typically renews every 12 months with generally a slight premium increase. This year, however, you may experience an increase more significant than in the past. Why and what can you do about it? Find out from the experienced...
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There are various reasons why business insurance premiums typically increase, including adding coverage or claims experience. However, these are not normal times, and many business owners are seeing rate increases even if their coverage or claims...
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Clearing your neighbor’s driveway during winter is a kind favor, but the favor can present some unanticipated risks. Find out what the risks are before you plow yourself into trouble.
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Having your child leave the nest to go to college is an exciting time for both of you, but it raises some important questions. Is your son or daughter still considered a household member for insurance purposes? Do you need a separate policy to cover...
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Summer is when many people like to travel, but if your plans include a flight, consider some tips to assure your baggage does not go "bon voyage" to a different destination and what to expect from your insurer if it does.
