A big reason why people buy a recreational vehicle is to sit back, relax and enjoy the great outdoors. That said, having the comforts of home on wheels, presents unique risks. At HPM Insurance, many of our agents have not only helped NH residents...

Independent insurance agents are highly trained and licensed professionals not connected to any one insurer. Both of these qualities make independent agents, like those of HPM Insurance, inNew Hampshirewell-positioned to help you save money when...

Maintaining an up-to-date list of your possessions is one of the best ways to ensure that you can fully benefit from your homeowners insurance policy in the event of a covered claim. If you haven’t yet cataloged the items in your New Hampshire home,...

Homeowners insurance premiums are based on many different factors, and this provides New Hampshire residents with multiple opportunities to reduce their premiums. If you own a residence in the state, here are some ways to save money on your home...

All landscaping businesses in New Hampshire that have employees are required to carry workers compensation insurance by law. Worker's compensation coverage isn’t cheap though, and it can account for a good portion of your overall landscaping...

Deductibles are a common feature in many insurance policies, and are found in the vast majority (if not all) of homeowners policies. The following is an explanation of how a New Hampshire homeowners insurance policy’s deductible works and how to go...

Many parents dread the day when their child drives off without them.  This dread comes from your child taking a big step towards independence, as well as what you know is inevitably coming - a hike in your car insurance premium. One of the most...

If you own a business, your customers are likely to ask for a certificate of insurance. You may also be asked for a certificate if you are working as a subcontractor for another business, but what exactly is it, how do you get one, and how much does...

Full glass coverage is an option that some car insurance companies offer, but what is it, and is it worth it?  Check out the HPM Insurance blog to find out.

Comprehensive coverage and collision coverage are two distinct car insurance protections that generally protect the vehicle itself. Exactly how differs, so its important you understand what each provides so you can pick the coverage and deductible...