New Hampshire is an at-fault state, which means drivers found to have caused an accident are financially responsible for compensating the other party for damages. Because of this, how fault is determined is extremely important. Here’s a general...
Read MoreWhat You Should Know about At-Fault Accidents in NH
When is the Best Time to Buy Life Insurance?
Life insurance for NH residents is a critical component of any personal financial plan to secure the economic security of loved ones when the insured passes away.
Though no one likes to think about death, it is wise to reevaluate your life...
Top Tips to Prepare for a Nor'Easter
We almost made it through without a major snowstorm in NH this year, but as all New Englanders know, October through April is fair game for a wicked big stawm.
5 Tips to Prepare for a Nor'Easter
Read MoreNH Insurance Guide to Hurricane Henri
New Hampshire is in the throws of battening down the hatches for the possibility of Hurricane Henri causing damage to NH properties. As nearly 30 years have passed since the last hurricane hit New England, here are some tips on what you should do...
Read MoreTop 5 Tips for Filing a Homeowners Insurance Claim
When your home or property is damaged, it is stressful. The last thing you want is to jump through hoops with your insurance company when filing a claim. Here is what you need to know to get your homeowners insurance claim going smoothly.
Read MoreWill My NH Homeowners Insurance Pay if a Tree Falls in My Yard?
As winds whip throughout New Hampshire, it can take down large trees and branches causing quite a bit of damage to property. At HPM Insurance we field lots of calls on this topic so felt it worthy of a blog. Here are some of the more common...
Read MoreWhat If I Don't Report My NH Insurance Claim Right Away?
Maybe you didn't realize the damage to your home was quite as bad as it is. Maybe you were busy and couldn't find the time to report a minor fender-bender. Maybe you thought it wasn't a big deal if you didn't report your claim immediately, but it...
Common NH Homeowners Claims That Are Denied
Because our job as NH insurance agents is to protect our clients, we hate nothing more than telling a client, "You don't have any coverage." Unfortunately, this can happen when people make assumptions about their coverage without asking a...
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