You may assume that because a worker is not on your payroll, they would not be considered employees, according to the Department of Labor (DOL), but think again. The DOL differentiates between two types of hired workers: employees and subcontractors...

New Hampshire is one of many states that allow insurance companies to set up pay-as-you-go billing systems for workers comp insurance policies. For many small businesses, this type of arrangement offers multiple advantages.

All landscaping businesses in New Hampshire that have employees are required to carry workers compensation insurance by law. Worker's compensation coverage isn’t cheap though, and it can account for a good portion of your overall landscaping...

In New Hampshire and elsewhere, businesses are required to provide workers compensation insurance for their employees. Executive officers and business owners, however, are not typically required to be included but can be if they choose. While...

As a business owner you know that workers compensation insurance is a necessary evil. You realize that you must have it to comply with state law and protect your employees but may not appreciate the unpredictable nature of how to pay for your NH...