If you own a business, your customers are likely to ask for a certificate of insurance. You may also be asked for a certificate if you are working as a subcontractor for another business, but what exactly is it, how do you get one, and how much does...

Full glass coverage is an option that some car insurance companies offer, but what is it, and is it worth it?  Check out the HPM Insurance blog to find out.

Comprehensive coverage and collision coverage are two distinct car insurance protections that generally protect the vehicle itself. Exactly how differs, so its important you understand what each provides so you can pick the coverage and deductible...

Insurance companies look at many different factors when setting premiums for car insurance.  However, the color of your car isn’t usually a factor. Here’s a look at what actually influences New Hampshire drivers’ premiums.

HPM Insurance adds staff to expand its footprint throughout Southern New Hampshire.

After the acquisition of the Byse Agency, Inc of Laconia in mid-2017, HPM Insurance aggressively expanded its staff with six new hires.

Insurance companies base NH car insurance premiums on many factors, but a driver’s claims history is among the top issues considered. As a result, your policy’s premiums may increase when you file a claim. Here’s when your rates are most likely to...

If you are self-employed, you may be limited in what is available to you for health insurance plans.  Here is a quick overview of your NH health insurance options if you are self-employed.

Recently HPM Insurance taught an "Insurance 101" class for new business owners through the NH Small Business Development Center (SBDC). During this event it became apparent that most business owners knew they needed insurance, but specifically what...

It is inevitable that at some point, an employee will use their own car to run a company errand. Perhaps a package needs to be shipped immediately, a bank deposit needs to be made or you simply ran out of coffee. The scenarios are endless. So, the...