NH Home Insurance Predictions for 2025

Written by April Weismann on 12/19/2024 12:16 PM in Homeowners Insurance.

For many NH homeowners and insurers, 2024 was a turbulent year. Premiums rose, and guidelines tightened as insurers tried to keep pace with inflation and more expensive claims payouts. This caused financial hardship for many NH homeowners even if...

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What's the Difference Between General Liability & Professional Liability Insurance?

Written by April Weismann on 10/22/2024 03:36 PM in Business Insurance.

As a New Hampshire business owner, you understand the importance of safeguarding your company against potential risks and liabilities. You hopefully already have general liability insurance, but this probably isn’t the only liability coverage you...

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Is Rain Damage Covered by NH Home Insurance?

Written by April Weismann on 09/10/2024 12:07 PM in Homeowners Insurance,. Flood Insurance.

When people think of flooding and flood insurance, they often think of coastal or lakefront properties. Though these properties are at a greater risk for water damage overall, more inland areas are severely damaged by heavy rains. Does my NH...

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HPM Acquires Insurance Savers of Littleton, NH

Written by April Weismann on 08/14/2024 09:17 AM in Agency News.

HPM Insurance is pleased to announce the acquisition of the Insurance Savers Agency of Littleton and Campton, NH.

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How Long Does an Accident or Violation Impact My NH Car Insurance?

Written by April Weismann on 06/27/2024 05:24 PM in Car Insurance,. save money.

It is not a secret that moving violations and accidents impact what is paid for NH car insurance, but how much and for how long? Though insurance companies can have various guidelines, here are some basic facts to remember.

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What is Force-Placed Homeowner's Insurance?

Written by April Weismann on 05/28/2024 01:23 PM in Homeowners Insurance,. save money.

As insurance pricing increases, you may be tempted to go without NH homeowner's insurance. From an insurance professional, this is obviously not advised because of the risk of significant financial loss and because you will likely end up paying much...

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What You Should Know about At-Fault Accidents in NH

Written by April Weismann on 04/17/2024 12:17 PM in Car Insurance,. Claim Information.

New Hampshire is an at-fault state, which means drivers found to have caused an accident are financially responsible for compensating the other party for damages. Because of this, how fault is determined is extremely important. Here’s a general...

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When is the Best Time to Buy Life Insurance?

Written by April Weismann on 03/18/2024 05:06 PM in Business Insurance,. Personal Insurance,. Claim Information.

Life insurance for NH residents is a critical component of any personal financial plan to secure the economic security of loved ones when the insured passes away.

Though no one likes to think about death, it is wise to reevaluate your life...

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How to Insure an Engagement Ring

Written by April Weismann on 02/14/2024 12:39 PM in Personal Insurance,. Jewelry Insurance.

Congratulations! You decided to get engaged, buy a ring, and make a plan. But does your plan include insuring the ring you spent money on? Though insurance can be an afterthought, the money you spend is not. Make sure you add insuring the ring into...

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What Should I Do If I Can't Afford My NH Homeowners Insurance?

Written by April Weismann on 01/24/2024 01:46 PM in Homeowners Insurance,. save money.

Homeowners insurance is essential in protecting one of your most significant assets, but paying the premium when times are tough can strain your budget. If you’re facing a homeowner's premium bill you can’t afford, here’s some advice.

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