For many NH homeowners and insurers, 2024 was a turbulent year. Premiums rose, and guidelines tightened as insurers tried to keep pace with inflation and more expensive claims payouts. This caused financial hardship for many NH homeowners even if...
Read MoreNH Home Insurance Predictions for 2025
What's the Difference Between General Liability & Professional Liability Insurance?
As a New Hampshire business owner, you understand the importance of safeguarding your company against potential risks and liabilities. You hopefully already have general liability insurance, but this probably isn’t the only liability coverage you...
Read MoreIs Rain Damage Covered by NH Home Insurance?
When people think of flooding and flood insurance, they often think of coastal or lakefront properties. Though these properties are at a greater risk for water damage overall, more inland areas are severely damaged by heavy rains. Does my NH...
Read MoreHPM Acquires Insurance Savers of Littleton, NH
HPM Insurance is pleased to announce the acquisition of the Insurance Savers Agency of Littleton and Campton, NH.
Read MoreHow Long Does an Accident or Violation Impact My NH Car Insurance?
It is not a secret that moving violations and accidents impact what is paid for NH car insurance, but how much and for how long? Though insurance companies can have various guidelines, here are some basic facts to remember.
Read MoreWhat is Force-Placed Homeowner's Insurance?
As insurance pricing increases, you may be tempted to go without NH homeowner's insurance. From an insurance professional, this is obviously not advised because of the risk of significant financial loss and because you will likely end up paying much...
Read MoreWhat You Should Know about At-Fault Accidents in NH
New Hampshire is an at-fault state, which means drivers found to have caused an accident are financially responsible for compensating the other party for damages. Because of this, how fault is determined is extremely important. Here’s a general...
Read MoreWhen is the Best Time to Buy Life Insurance?
Life insurance for NH residents is a critical component of any personal financial plan to secure the economic security of loved ones when the insured passes away.
Though no one likes to think about death, it is wise to reevaluate your life...
How to Insure an Engagement Ring
Congratulations! You decided to get engaged, buy a ring, and make a plan. But does your plan include insuring the ring you spent money on? Though insurance can be an afterthought, the money you spend is not. Make sure you add insuring the ring into...
Read MoreWhat Should I Do If I Can't Afford My NH Homeowners Insurance?
Homeowners insurance is essential in protecting one of your most significant assets, but paying the premium when times are tough can strain your budget. If you’re facing a homeowner's premium bill you can’t afford, here’s some advice.
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