Recently HPM Insurance taught an "Insurance 101" class for new business owners through the NH Small Business Development Center (SBDC). During this event it became apparent that most business owners knew they needed insurance, but specifically what...

Halloween is a fun time; however, when insureds make assumptions about their insurance coverage, it can be downright scary for an insurance professional. Here are three assumptions many people make about their insurance that are not just wrong, they...

When thinking about commercial insurance, many business owners automatically think about protecting their property against a devastating fire or storm damage. However, if your NH business suffers a loss which forces the company to shut down, the...

 Whether you own company vehicles or your employees drive their own cars for business purposes, NH commercial auto insurance is a necessity to protect your company's assets. Not all commercial policies are the same however, and should be customized...

 Criminals are always finding new ways to commit crimes, but that is one reason why you buy insurance.  If a thief steals computer equipment from your office, you would expect your NH Commercial Insurance policy to cover the loss. If a hacker stole...

Why You Need Commercial Insurance If You Have an Online Business

With the widespread availability of the internet, it is not always necessary to have the overhead of a brick and mortar store in order to run a successful business. Many Bedford...

Perhaps you think NH small business insurance is for a company that is well established with a few employees. If you are just starting out, how do you know when your business requires small business insurance? Unfortunately, no one is going to tell...

No New Englander has to be reminded about the amount of snow that can fall in any given winter. As a contractor this presents the opportunity to earn additional income given so many homeowners and businesses are in desperate need of snow and ice...

As a business owner you know that workers compensation insurance is a necessary evil. You realize that you must have it to comply with state law and protect your employees but may not appreciate the unpredictable nature of how to pay for your NH...

Convenience stores are a helpful addition to communities like Bedford, allowing customers to easily purchase essentials on the way to their final destination. However, the convenience of getting in and out of a convenience store quickly is also...