As a New Hampshire business owner, you understand the importance of safeguarding your company against potential risks and liabilities. You hopefully already have general liability insurance, but this probably isn’t the only liability coverage you...
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Life insurance for NH residents is a critical component of any personal financial plan to secure the economic security of loved ones when the insured passes away.
Though no one likes to think about death, it is wise to reevaluate your life...
With the cost of everything rising, it may not be obvious that commercial property insurance is also severely impacted by inflation. Commercial property insurance covers rebuilding or repairing a commercial building(s) in a covered loss, including...
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There are various reasons why business insurance premiums typically increase, including adding coverage or claims experience. However, these are not normal times, and many business owners are seeing rate increases even if their coverage or claims...
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Clearing your neighbor’s driveway during winter is a kind favor, but the favor can present some unanticipated risks. Find out what the risks are before you plow yourself into trouble.
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New Hampshire is one of many states that allow insurance companies to set up pay-as-you-go billing systems for workers comp insurance policies. For many small businesses, this type of arrangement offers multiple advantages.
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For many NH residents, it is very tempting to list their homes on vacation rental sites such as Airbnb. Usage of such sites is a great way to earn extra income. Still, regular short-term rentals of New Hampshire properties generally are not covered...
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Independent insurance agents are highly trained and licensed professionals not connected to any one insurer. Both of these qualities make independent agents, like those of HPM Insurance, inNew Hampshirewell-positioned to help you save money when...
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All landscaping businesses in New Hampshire that have employees are required to carry workers compensation insurance by law. Worker's compensation coverage isn’t cheap though, and it can account for a good portion of your overall landscaping...
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No one is escaping the impact of Coronavirus. Businesses, families, and society are navigating the situation as best they can. Here is what we are doing as an agency, what companies are doing to accommodate the increased pressure on insureds and...
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