Life can bring changes, including the occupancy or vacancy of a property you own.  Though insurance may seem like a minor detail that will pay a claim because you paid the premium, it is essential to remember that insurance is a contract with set...

As winds whip throughout New Hampshire, it can take down large trees and branches causing quite a bit of damage to property. At HPM Insurance we field lots of calls on this topic so felt it worthy of a blog. Here are some of the more common...

Why a High-Value Home Should be Insured on a High-Value Homeowner's Insurance Policy

Luxury homes have unique features such as hand-craft finishes and custom woodwork. In the event of storm damage, a fire, theft or even a personal lawsuit,...

Insurance is something that we know we all need but how much should it cost? It may seem like insurance companies throw a dart at a wall to figure a price, but there really is a lot that goes into calculating the premium. Here is an inside look at...

Discussions about dogs are often very emotional, given how we treat them as family members.  Most people love their dogs and can never imagine them causing harm.

Unfortunately, as insurance agents, we may have to tell a prospect or client that we...