Nothing seems to be getting less expensive, and home insurance is no exception. It can be frustrating to pay your premiums year after year, never file a claim, and still watch your costs increase.
When premiums rise, it's natural to look for ways...
Nothing seems to be getting less expensive, and home insurance is no exception. It can be frustrating to pay your premiums year after year, never file a claim, and still watch your costs increase.
When premiums rise, it's natural to look for ways...
When you learn that your home is to be inspected by your insurance company, whether because you are buying a new home, switching insurers, or your current carrier randomly ordered it, it's normal to feel anxious or caught off guard. However,...
Read MoreHome insurance policies typically renew automatically, year after year, with few exceptions (like not paying the bill). If you receive a notice of non-renewal, this means that the insurance company is no longer willing to continue insuring your home...
Read MoreMost commercial property owners purchase insurance to rebuild the structure after a loss, but what happens if you are now required to comply with local ordinances to rebuild? Though this may not sound significant, these costs can be substantial and...
Read MoreFor many NH homeowners and insurers, 2024 was a turbulent year. Premiums rose, and guidelines tightened as insurers tried to keep pace with inflation and more expensive claims payouts. This caused financial hardship for many NH homeowners even if...
Read MoreWhen people think of flooding and flood insurance, they often think of coastal or lakefront properties. Though these properties are at a greater risk for water damage overall, more inland areas are severely damaged by heavy rains. Does my NH...
Read MoreAs insurance pricing increases, you may be tempted to go without NH homeowner's insurance. From an insurance professional, this is obviously not advised because of the risk of significant financial loss and because you will likely end up paying much...
Read MoreHomeowners insurance is essential in protecting one of your most significant assets, but paying the premium when times are tough can strain your budget. If you’re facing a homeowner's premium bill you can’t afford, here’s some advice.
Read MoreAs residents in New Hampshire and across the country feel the financial pain of rising costs, many are searching for ways to save money. This has increased the number of people considering switching home insurance companies in hopes of obtaining...
Read MoreInsurance is a great way to protect valuables, but it can only work after a loss occurs and if the loss is covered. As losing your valuables is stressful and likely expensive, prevention is vital. This is why I threw an air tag into my suitcase...
Read More© 2026 HPM Insurance | Privacy Statement | This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy, state and federal laws. For an actual description of coverage, terms and conditions, please refer to the applicable insurance policy or check with your insurance professional. The illustrations, instructions and principles contained in the material are general in scope and, to the best of our knowledge, current at the time of publication.
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